Jumbo Loans

We offer competitively priced jumbo loans up to $5,000,000 with as little as 20% down for primary residences or second/vacation homes.

Construction Loans

Construction loans can be completed as a one time close loan for primary residences or second/vacation homes. These loan amounts are available up to $3,000,000.

Construction term is up to 24 months with interest only payments.

80% financing allowed based on appraised value - lot equity can be used for 20% equity requirement

Spec construction loans are also available - please contact Potter for additional information.

Condo Loans

Condo hotels, non warrantable, and warrantable condo loans.

Condos require property approval and several factors can deem a condo not eligible for conventional financing.

We have a wide variety of condo loans available for all condo property types and I am an expert lender in this area.

Portfolio Loans

These are unique loans that not many lenders do not offer. Our preferred relationships with investors allow us to offer these loans up to $3 million. Portfolio loans are a great option if the borrower is complex or the property is unique.

Bridge Loans

Bridge loans allow you to purchase a new home while your current home is listed for sale. These are a great options for borrowers with significant equity in their departing residence.

Non Qualified Mortgages

These loan products are commonly referred to as Non-QM loans. They are a great options for investors who own rental properties, self employed borrowers, and foreign nationals.

Conventional Loans

We work with some of the largest investors for conventional loans which allow us to differentiate our product offerings.

In Summit and Wasatch Counties of Utah the current loan limit for 2025 is $1,149,825 which can be done with as little as 5% down.

Temporary Rate Buy Downs and Adjustable Rate Mortgages are also available on conventional loans.

Government Loans

VA Loans offer up to 100% financing for active or retired military members.

USDA loans offer 100% financing for properties in rural areas. Income limits and household size are a factor in the amount available.

FHA loans offer financing with as little as 3.5% down.